Tag: warranty

  • 3 Most Common Roofing Insurance Claim Mistakes to Avoid

    3 Most Common Roofing Insurance Claim Mistakes to Avoid

    Navigating the insurance claim process is crucial, as it’s often necessary but fraught with pitfalls. Educating yourself on common roofing insurance claim mistakes is essential to avoid potential claim rejections, as errors during this process are the leading cause of denied claims by insurance companies.

    When your roof has been damaged in a strong storm, the last thing you want to worry about is how to pay for repairs. Dealing with water damage to your home is stressful enough. Yet, filing an insurance claim is often a necessity and, therefore, it’s critical to educate yourself on common errors homeowners make that can lead to claims being rejected. The unfortunate truth is, the number one cause of insurance companies not paying on a claim is because of mistakes made during the claim process.

    Residential Roofing: Top 3 Roofing Insurance Claim Mistakes to Avoid

    Top 3 Roofing Insurance Claim Mistakes to Avoid

    Before filing a claim, always contact a roofing inspection contractor to assess the damage.

    The #1 mistake homeowners make when their roof is damaged is calling the insurance company first. Homeowners should call their roofing contractor first and have them assess the damage, then create a thorough estimate that details every bit of damage and how much it will cost to repair it.

    Armed with a professional assessment of the damage, you can then file a claim to get your repairs covered – you will have a complete picture of your property’s condition, and the claim you submit will be accurate. 

    Most insurance policies have a certain period for filing a claim, so make sure to file it as soon as possible.

    Documentation is key when it comes to insurance, and it’s also vital to thoroughly understand your rights as well as your responsibilities when it comes to issues like warranties and policy protections.

    Problem #1: Insufficient Documentation

    One of the most common and costliest mistakes homeowners make when it comes to filing roofing-related insurance claims is failing to provide adequate documentation. If a roofing problem has led to significant damage that you’re looking to cover under your home insurance policy, it is generally your responsibility to demonstrate beyond a doubt that the issue was not caused by your own negligence.

    To this end, home insurance experts recommend that you regularly document the condition of your home. It is a good idea to update this documentation on an annual basis and to collect evidence that shows you are making a good-faith effort to keep your home in good condition. Specific to roofing, it is a good idea to take photographs that show the condition of the roof, as well as the condition of connected and underlying structural elements. If a problem occurs, you should also document the damage in photographs so the claims adjuster has a visual point of comparison that shows the condition of your home both before and after the problem.

    It is also important that you take prompt corrective action if you detect a minor roofing problem that could lead to damage down the road. Leaks and cracks should be repaired immediately. If you choose to do DIY repairs, keep receipts that prove you purchased repair products, and take before-and-after photos to show the work. If you hire a contractor, keep a copy of the invoice on hand, and be sure it details all the work the professional performed.

    Roof Replacement, Wilmington DE 19810

    Problem #2: Inadequate or Expired Warranty

    Another roofing insurance claim mistake arises from an incomplete understanding of product warranties.

    Sometimes, homeowners file insurance claims after learning that a manufacturer’s warranties had expired or did not cover the nature of the problem that arose – the truth is, natural events are usually not included in these warranties. Always be sure you completely understand the coverage provided by product warranties, as well as their limitations, exclusions, and exceptions.

    Your home insurance provider may not cover you if an unexpected warranty coverage shortfall resulted in damage that could have been prevented.

    Problem #3: Hiring Shady Contractors

    Finally, ask any contractor you hire about their insurance coverage, and find out whether or not there is any possibility that you might be liable for injuries, accidents, or property damage that occurs during the execution of a roofing project. Most contractors carry comprehensive insurance, but some professionals offering unusually low rates are able to offer their rock-bottom prices by going light on things like insurance coverage.

    Take your time and find a roofing contractor who has a good reputation within the community, is able to provide references, and has experience working with insurance adjusters on roofing claims.

    Be proactive, ask questions, and keep documentation. This will make it far less likely that you will encounter problems when filing a claim.

    Let us Help You With Your Roofing Insurance Claim

    If your roof has been damaged, contact All Roofing Solutions before calling your insurance company. We are a family-owned and operated Delaware roofer with over two decades of experience in residential and commercial roofing. We will help you navigate your way through the roof insurance claims process!

    We know how to spot minor or even hidden signs of roof damage. We will inspect your roof thoroughly, and prepare a detailed assessment for your insurance company. And we will be on your side through the entire process until your insurance claim is approved.

    Call 302-725-ROOF (7663) in Delaware or 610-551-ROOF (7663) in Pennsylvania for a free estimate!

    Why Choose All Roofing Solutions

    • Customer Satisfaction GuaranteedFamily-owned and operated contractor
    • Fully licensed and insured for your protection
    • Over 25 years of experience with roofing & siding installation and repair
    • A+ rated BBB member
    • Complimentary Extended Material warranty
    • 30-year workmanship guarantee on full roof replacements
    • Lien Waiver to protect the homeowners from material liens
    • Own crew—no subcontractors!
    • Full-service roofer handling all types of residential and commercial roofing, windows & siding projects.
    • Most re-roofing projects are completed in one day.
    • Because we are efficient we are able to offer very competitive prices compared to large contractors with bigger overhead.
    • Each roofing/siding project includes a meticulously performed, post-roofing inspection. We want to make sure that your roof replacement is done correctly and that it meets your complete satisfaction.
    • The company owner supervises all projects to ensure high-quality workmanship.
    • Customer Satisfaction Guaranteed!
  • 5 Steps to Comparing Multiple Roofing Installation Estimates

    5 Steps to Comparing Multiple Roofing Installation Estimates

    When it’s time to get a new roof or replace an existing one, comparing multiple roofing installation estimates is a crucial step in finding the right contractor for the job. Roofing projects are significant investments, and you want to ensure that you make an informed decision that aligns with your budget and quality expectations.

    To help you navigate this process with ease and confidence, we’ve put together five essential steps to effectively compare multiple roofing installation estimates.

    5 Steps to Comparing Multiple Roofing Installation Estimates

    5 Steps to Comparing Multiple Roofing Installation Estimates

    While overall project cost is an important consideration, it’s certainly not the only thing you need to worry about. In fact, many homeowners make the mistake of going with a particular contractor simply because they’re the cheapest, only to learn later that shoddy workmanship and inferior materials led to unsatisfactory results.

    Different contractors may propose different materials, warranties and installation methods. By comparing estimates, you can assess the quality of materials and workmanship offered by each contractor, and ensure that you receive adequate coverage and protection for your investment.

    Armed with multiple estimates, you also gain negotiation power when discussing terms with contractors!

    Step 1: Gather Roofing Installation Estimates and Details

    The easiest way to compare multiple estimates is to make a checklist of everything you need and have each contractor submit competitive bids based on what you want. This gives you a quick overview of which company is offering the best products and services at the lowest possible price. Your roofing replacement checklist should include cost, warranty, material, labor, financing, and incidentals questions.

    Next, collect estimates from different roofing contractors. Request detailed proposals that outline the scope of work, materials to be used, labor costs, and any additional services provided. Ensure you have all the necessary details to conduct a thorough comparison.

    Step 2: Verify Comprehensive Coverage

    As you review each estimate, check for comprehensive coverage. Make sure that all the essential aspects of the roofing project are included, such as the removal of the old roof, installation of new materials, disposal of debris, and any required permits. A reputable contractor will provide a comprehensive estimate that leaves no room for surprises during the project.

    Will the old roofing materials be recycled? Who will take care of all necessary permits? Those are all the details you need to be paying attention to.

    Step 3: Assess the Quality of Materials

    The quality of roofing materials directly impacts the longevity and performance of your new roof. Evaluate the types of shingles or roofing materials offered in each estimate. Research the brands and options to ensure they meet your requirements for durability, aesthetics, and warranty coverage. A reliable contractor will recommend high-quality roofing materials that match your preferences and budget.

    Step 4: Evaluate Labor and Expertise

    The skill and experience of the roofing team play a crucial role in the success of your installation. Look for reputable contractors with a proven track record of expertise and professionalism. Check customer reviews and testimonials to gauge their customer satisfaction levels. A qualified roofing company will have experienced craftsmen who take pride in their work and deliver exceptional results.

    Step 5: Consider the Total Value

    While cost is an important factor, it’s essential to consider the overall value offered by each estimate. Look beyond the price tag and assess the quality of materials, workmanship, warranty coverage, and the contractor’s reputation. Remember that investing in a reliable and experienced roofing contractor may offer better long-term value and peace of mind.

    • Warranty. First, avoid contractors who don’t stand behind their work with a warranty. A good warranty should cover both the materials and the installation for an extended period of time. For example, many asphalt shingles come with a 25-year manufacturer’s warranty; the very best contractors will guarantee their installations for a similar duration of time.
    • Materials. In addition to materials warranties, check to ensure all materials are covered in the estimate. This includes the raw materials used to build your roof (shingles, metal tiles, etc.) as well as all supplementary materials (sealants, underlayments, etc.).
    • Labor. Ask the contractor to itemize labor costs. While you may be hesitant to work with a contractor with higher labor costs, remember that better-paid workers tend to do a better job and earn higher wages because they have more experience.
    • Financing. If you’re financing your roofing installation, look carefully at interest rates and read the fine print to see if any conditions or exclusions apply. Calculate total interest costs over the duration of the financing arrangement to see which roofing contractor offers the most advantageous terms.
    • Incidentals. Finally, see if “incidentals” are included in the estimate. This catchall term covers things like site cleanup and waste disposal.
    Roof Replacement, Bear DE 19701
    Roof Replacement, Bear DE 19701

    Our Roofing Installation Estimates Are Comprehensive and Competitive

    Comparing multiple roofing installation estimates may seem overwhelming, but it’s a crucial step to ensure you get the best roofing solution for your home. By following these five steps, you’ll be equipped with the knowledge and confidence to make an informed decision.

    At All Roofing Solutions, we take pride in delivering detailed and transparent estimates, using high-quality materials, and providing exceptional customer service. Call 302-725-ROOF (7663) in Delaware or 610-551-ROOF (7663) in Pennsylvania to request your FREE roofing estimate, and let us help you achieve a strong and beautiful roof that stands the test of time.

    Why Choose All Roofing Solutions

    • Customer Satisfaction GuaranteedFamily-owned and operated contractor
    • Fully licensed and insured for your protection
    • Over 25 years of experience with roofing & siding installation and repair
    • A+ rated BBB member
    • Complimentary Extended Material warranty
    • 30-year workmanship guarantee on full roof replacements
    • Lien Waiver to protect the homeowners from material liens
    • Own crew—no subcontractors!
    • Full-service roofer handling all types of residential and commercial roofing, windows & siding projects.
    • Most re-roofing projects are completed in one day.
    • Because we are efficient we are able to offer very competitive prices compared to large contractors with bigger overhead.
    • Each roofing/siding project includes a meticulously performed, post-roofing inspection. We want to make sure that your roof replacement is done correctly and that it meets your complete satisfaction.
    • The company owner supervises all projects to ensure high-quality workmanship.
    • Customer Satisfaction Guaranteed!
  • Choosing the Right Warranty For Your New Roof

    Choosing the Right Warranty For Your New Roof

    Residential roofing warranties are a promise made by the manufacturer or installer of a roofing system to repair or replace the roof under certain circumstances. These warranties give homeowners peace of mind, knowing that their investment in a new roof is protected.

    Warranty For Your New Roof

    Types of Residential Roofing Warranties

    There are two main types of residential roofing warranties: manufacturer warranties and contractor warranties.

    Manufacturer warranties: These material warranties cover the products made by roofing materials manufacturers, and will be offered regardless of the type of roof you’re installing. Shingles, metal roofs, shake roofing and all other roofing products come with manufacturer warranties of varying lengths, which you should ask about before making your selection. These warranties are provided by the manufacturer of the roofing material and cover defects in the product. They typically range from 20 to 50 years and can be pro-rated or non-prorated (more on taht later).

    Contractor warranties: These installation/workmanships warranties are provided by the roofing contractor and cover the workmanship of the installation. These are generally much shorter in duration than materials warranties, and they require that you do your due diligence in maintaining your new roof, as homeowner negligence can invalidate installation warranty protections. They typically range from 1 to 10 years and can be combined with a manufacturer warranty. Contractor warranties cover issues such as leaks caused by improper installation, but they do not cover defects in the roofing material itself.

    New Roof GAF Shingles & Liberty Flat Roofing System, Media PA 19063

    Besides the standard manufacturer and workmanship warranties, there are also “system warranties” offered by contractors certified by specific manufacturers. These advanced and comprehensive warranties cover all the individual components that make up your new roof. Since they provide the best and most complete protection available, it is recommended that you opt in if your contractor offers a system warranty.

    Understanding Roofing Warranties: Pro-Rated vs. Non-Pro-Rated Guarantees

    When asking contractors about their installation warranties, it’s very important to determine whether a given company is offering a pro-rated warranty or a non-pro-rated warranty. A pro-rated warranty means that the homeowner is responsible for paying a portion of the replacement cost based on the age of the roof. A non-prorated warranty means that the manufacturer covers the full cost of replacement during the specified warranty period.

    You should always opt for a non-pro-rated warranty, since this ensures that the contractor remains responsible for all possible problems and potential defects relating to the roof. With a pro-rated warranty, the contract will contain exclusions and fine print that can absolve the contractor of any liability or responsibility under certain conditions.

    Pro-rated warranties also tend to hide some expenses that you will have to shoulder if your new roof fails to perform according to your expectations. Contractors will still fix problems, but only for added costs if the work falls outside the boundaries created by the standard consumer protections.

    New Roof & Velux Skylights Installation, Newark DE 19713

    Choosing the Right Warranty For Your New Roof

    It’s important to note that warranties are not guarantees that the roof will last for the entire warranty period. They simply provide a level of protection against defects or workmanship issues that may arise. Homeowners should carefully read the warranty terms and understand what is covered and what is not. They should also make sure that the roofing contractor they choose is reputable and experienced, as their workmanship will play a big role in the longevity of the roof.

    Always read the fine print before signing on the dotted line, since you’re legally obligated to abide by the terms and conditions of a warranty if you’re signed it. Roofing warranties may not be the most enjoyable reading you’ll do this year, but a thorough review is an essential part of your due diligence.

    In summary, residential roofing warranties provide homeowners with a level of protection and peace of mind when investing in a new roof. Manufacturer warranties cover defects in the roofing material and can be pro-rated or non-prorated, while contractor warranties cover workmanship issues and can be combined with a manufacturer warranty. Homeowners should carefully read and understand warranty terms and choose a reputable contractor for proper installation.

    GAF Shingle Roof Installation Wilmington DE 19803

    Always Hire a Reputable Roofing Contractor

    If you’re looking for a contractor with shingle roofing installation expertise, consider All Roofing Solutions. We are a family owned & operated roofing contractor with 25 years of experience in roofing, siding, gutter, and windows installation. Fully licensed & insured, we service Delaware and neighboring Pennsylvania counties.

    Backed by our expertise, we offer a 30-year workmanship guarantee and a complimentary extended material warranty on all of our full roof replacements!

    At All Roofing Solutions, we’ve built a stalwart reputation for quality and reliability, and all our roofs are covered by generous, industry-leading warranties. We’ll be there to answer any and all questions you may have about your roof, even if it’s been 10 years since we installed it.

    For more information or to schedule a consultation, call 302-725-ROOF (7663) in Delaware or 610-551-ROOF (7663) in Pennsylvania. We offer Free Estimates and honest service, never take shortcuts, and ensure every step is done right!

    Why Choose All Roofing Solutions

    • Family-owned and operated Delaware & Pennsylvania roofing contractor.
    • Fully licensed and insured.
    • Over 20 years of experience with roofing & siding installation and repair.
    • A+ rated BBB member
    • Complimentary Extended Material warranty
    • 30-year workmanship guarantee on full roof replacements
    • Lien Waiver to protect the homeowners from material liens
    • Own crew—no subcontractors!
    • Full-service roofer handling all types of residential and commercial roofing, windows & siding projects.
    • Most re-roofing projects are completed in one day.
    • Because we are efficient we are able to offer very competitive prices compared to large contractors with bigger overhead.
    • Each roofing/siding project includes a meticulously performed, post-roofing inspection. We want to make sure that your roof replacement is done correctly and that it meets your complete satisfaction.
    • The company owner supervises all projects to ensure high-quality workmanship.
    • Customer Satisfaction Guaranteed!
  • How to Compare Roofing Replacement Estimates?

    How to Compare Roofing Replacement Estimates?

    If you’ve decided to replace your roofing, you’ll want to compare the prices and services offered by multiple local contractors in order to decide which roofer is the best for the job. But in order to do that effectively you will need a checklist of everything you want so that you can present identical requirements to each contractor and receive comparable bids.

    Save yourself some time and take the guesswork out of quote comparisons by building your roofing checklist before you start making the calls. Without a checklist, you’ll likely find that estimates can vary wildly from one contractor to the next, making the comparison that much harder.

    Roofing Replacement: Comparing Multiple Estimates

    Build a Checklist of What You Want

    The first decision you’ll need to make is whether you want to repair your current roof or replace it outright. Generally speaking, if you’ve had recurring problems, or if your roof is more than 15 years old and is showing signs of significant wear, you’re better off replacing it than going with repairs.

    Once you’ve decided that replacement is the way to go, spend some time building your requirements list so that you can present it to your selected contractors for bids. Here’s a rundown of all the items your roofing replacement checklist should include.

    • Tear-off vs overlay. Will you be tearing off or adding a new layer? In most places, homeowners are allowed up to two layers of shingles on their roofs. If your underlayment is still in good shape, you can save a bit of money by leaving it intact and adding a second layer of shingles. However, if your underlayment is worn, you should replace your roof outright instead of trying to cut corners.
    • Size and materials. Calculate the total square footage of your roof, then decide which roofing material you want:
      • Asphalt shingles are one of the most common and affordable options, but there are many others on the market.
      • Slate roofing is costly, but extremely durable and very attractive.
      • Metal roofing offers energy savings, outstanding fire protection and a lengthy lifespan.
      • Concrete and ceramic tiles provide yet another strong and aesthetically pleasing option.
    • Product comparisons. Once you’ve settled on a material, do some research into the various products available from manufacturers of that roofing material. Not all asphalt shingles are made equal, and you’ll want to choose a product with a high customer satisfaction rating. If you’ve opted for metal, consider the relative merits of stainless steel, aluminum and copper. Concrete tiles are generally more affordable than their ceramic counterparts, with ceramic offering enhanced performance characteristics that may make the extra investment worth it, depending on where you live.
    • Warranty protections. In addition to comparing manufacturer warranties on the roofing materials you’ve selected, you should ask each contractor what kind of installation guarantees they offer. Workmanship isn’t covered by product warranties, so contractors need to provide added assurances that they stand by their work. Contractor warranties range from 5 to 20 years depending on the system they install. The average workmanship warranty is 5 years.
    Re-Roofing, Newtown Square PA 19073

    If you’re considering a new roof, the best place to start is by hiring an experienced roofing contractor to do a thorough roof inspection or request a re-roofing estimate directly. Remember that the lowest estimate you get isn’t necessarily the best! Make sure any contractor you consider provides several local client references, serves the area from a permanent location, and presents you with valid licensing and insurance information

    Need A Roofer You Can Trust?

    If you need an experienced Delaware or Pennsylvania roofing contractor, well versed in the art of shingle roofing installation, call All Roofing Solutions. We offer generous warranties, top-quality materials and experienced installation professionals who get the job done right the first time.

    New Roof and Velux Skylight Installation, Wayne PA 19087

    WHAT SETS ALL ROOFING SOLUTIONS APART

    • Family owned and operated Delaware & Pennsylvania roofing contractor.
    • Fully licensed and insured.
    • Nearly 20 years of experience with roofing & siding installation and repair.
    • A+ rated BBB member
    • Complimentary Extended Material warranty
    • 30 year workmanship guarantee on full roof replacements
    • Lien Waver to protect the homeowners from material liens
    • Own crew – no subcontractors!
    • Handling all types of residential and commercial roofing, windows & siding projects.
    • Most re-roofing projects are completed in one day.
    • Because we are efficient we are able to offer very competitive prices comparing to large contractors with bigger overhead.
    • Each roofing/siding projects includes a meticulously performed, post-roofing inspection. We want to make sure that your roof replacement is done correctly and that it meets with your complete satisfaction.
    • All projects are supervised by company owner to ensure high quality workmanship.
    • Customer Satisfaction Guaranteed!

    Call today at 302-725-ROOF (7663) in Delaware or 610-551-ROOF (7663) in Pennsylvania to request your Free Estimate! And don’t forget to ask about our discount of $400 off any complete roofing installation job!!!

  • Residential Roofing Installation: How to Choose Asphalt Shingles

    Residential Roofing Installation: How to Choose Asphalt Shingles

    When it comes to new roof installations, it’s always a good idea to invest in quality materials that ensure your roof withstands the elements and performs well year after year.

    Given that asphalt roofs are among the most common and affordable options on the market, it’s good to know how to identify a top-quality asphalt shingle for your new roof. Price isn’t necessarily the most important indicator of quality, either.

    Residential Roofing: How to Choose Asphalt Shingles

    Selecting Roof Shingles

    To get the most for your money, make sure that you consider life span, durability, weather resistance and quality when you select your new roof shingles.

    • Color: There are thousands of options on the market so start by checking your homeowner’s association regulations. Look for roof shingles that complement your siding or brick. Remember, light roofing colors typically make a structure seem larger and more contemporary, while darker colors can make a building feel cozier and more traditional.
    • Style: Shingles come in a variety of styles, depending on your budget and taste. Large format shingles cover more area in less time, but they don’t add dimension to your home’s roof. Laminated or “architectural” shingles offer a more in-depth, custom look. Strip roof shingles can also provide texture, since they can be layered to add depth to your roof’s surface.
    • Quality and durability: Life span, sturdiness and weather resistance are all important considerations when you’re replacing a shingle roof. Choose roofing shingles with a lengthy, comprehensive manufacturer’s warranty since high-quality shingles come with warranties of up to 25 years or more.

    Residential Roofing Installation: How to Choose Asphalt Shingles

    The two most important things to look for in a quality asphalt shingle are its performance characteristics and its warranty.

    Choosing Asphalt Shingle – Performance Characteristics

    Performance characteristics include metrics like weight, wind resistance, and the level of ventilation the shingle allows. Generally speaking, heavier shingles are more durable, and will also tend to cost more.

    Shingles with higher levels of wind resistance withstand the elements better. While you may look at a given shingle and wonder whether you really need one with 110 mile-per-hour wind resistance, remember that the hardier overall construction means it will outperform other shingles in normal weather conditions as well.

    With residential roofing, you need to be aware of local building codes when choosing asphalt shingles, as some municipalities have ordinances that require homeowners installing shingle roofs to meet specific ventilation criteria. If you’re unsure about local regulations, call your municipal housing authority.

    Choosing Asphalt Shingles – Warranty Details

    When it comes to the shingle’s warranty, longer is definitely better. Asphalt shingles with shorter warranties are quite simply not expected to hold up for as long as better-built shingles with longer coverage duration, so while they tend to be cheaper, you may also have to replace them sooner.

    As a consumer, you should also know the difference between manufacturer’s & contractor’s warranty. A manufacturer’s warranty covers the materials used to build your roof, while the contractor’s warranty covers the installation and workmanship.

    Looking for asphalt shingle installation contractor?

    Of course, the very best shingles on the market won’t help you much if you don’t choose the right roofing contractor to install them so finding quality contractor is key.

    At All Roofing Solutions, we serve residential and commercial customers throughout Delaware and southeastern Pennsylvania, and we’ve earned an excellent reputation for quality and customer satisfaction. Family owned and operated since 1998, we are proud to be a team of experienced roofers who are committed to helping you with your next roofing project.

    If you need a quality Delaware roofing contractor, call 302-725-ROOF (7663) in Delaware or 610-551-ROOF (7663) in Pennsylvania
    to request your FREE estimate! And don’t forget to ask about our discount of $400 off any complete roofing job!